Understanding the Coverage in Your RV Insurance Policy

When obtaining your RV insurance policy, it is important to work with your independent insurance agent to understand what the policy covers, along with any additional costs required for certain provisions. Here are a few things you may wish to discuss with your agent.

Determine the Meaning of the Coverage

It is crucial to know what certain coverage options mean, like travel trailer clauses, comprehensive, collision and roadside assistance. Insurance “jargon” can be tricky. Knowing what each term specifically means can make a huge difference when evaluating your policy to ensure you have adequate coverage.

Find Out How These Coverage Options Can Assist You

It’s all too common to have coverage you don’t need. This is why it’s important to know what you need, why you need it and avoid paying for an option that you won’t use.

Compare the Policy to Other Offerings

There are a number of policies you can find that are similar in nature. Your agent can help you research those policies to see how they differ from yours to see if you have a comprehensive policy that meets your needs.

Don’t Take Anything for Granted

RV insurance is not a standard or typical auto insurance policy. While you may have certain coverage on your vehicle, it may not extend to your RV. Knowing the difference is key in obtaining what you need.

These are just a few ways you can work with your agent in understanding your current RV insurance coverage, while ensuring you get the coverage you need if your policy does not meet your needs. Your agent will be able to give you recommendations that are custom-tailored to your situation.